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DOMA Decision Impacts Same-sex Couples Planning

The U.S. Supreme Court has held as unconstitutional Section 3 of the Defense of Marriage Act (DOMA), which defines marriage for all federal law purposes as only a legal union between a man and a woman. Practically speaking, federal law must recognize valid marriages of couples in states legalizing same-sex marriages. This decision will revolutionize federal tax and benefit […]

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Misconceptions About Estate Planning – Part 2

http://youtu.be/E3MJTKoLKD8

PPS Advisors Certified Financial Planner® Colette Frey-Bitzas concludes her interview with estate planning attorney, Linda M. Toga about the importance and misconceptions of Estate Planning in Part 2 of this informative two-part video series.

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Misconceptions About Estate Planning: Part 1

http://youtu.be/RVkxxHUIZyM

PPS Advisors Certified Financial Planner®, Colette Frey-Bitzas interviews estate planning attorney, Linda M. Toga about the importance and misconceptions of Estate Planning in Part One of a two-part video series.

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Six Retirement Planning Tips for Those Over Age 50

Reinvesting your dividends can help to grow your account balance over time. Entering your 50s and behind in your retirement planning goals? Don’t fret. You’ve still got time to get your financial plan back on track. There are many steps that older investors can take to better prepare themselves financially for retirement. Here are six […]

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Three Tips to Reduce Your Debt

Paying off debt is easier once you stop using your credit cards.   The recession — and subsequent slow recovery — has caused millions of Americans to focus even more closely on living within their means. If you are ready to face up to your own financial realities, one crucial step is to set out […]

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Thinking About Life Insurance? Start Here

Thinking About Life Insurance? Start Here

Universal life policies are highly flexible in regard to premiums and face value. Do you need life insurance? If there are individuals who depend on you for support — financial or otherwise — you probably do. But what kind and how much? Below are some definitions that can help you familiarize yourself with insurance products. […]

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How Much of a Mortgage is Affordable?

  Remember that additional household expenses such as taxes and utilities are likely to increase over time.  With initial foreclosure filings exceeding 200,000 in May 2012, it may be worthwhile to review guidelines for affordable mortgage payments.1 Listed below, these criteria apply to prime mortgages provided by private lenders, so special situations, such as obtaining […]

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