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A Special Workshop on Social Security

PPS Advisors Presents; A Special Workshop on Social Security When and how to start receiving Social Security benefits. How Social Security benefits work for you and your spouse. Opportunities to increase your benefits throughout retirement. Refreshments will be served Speaker: Colette Frey-Bitzas Certified Financial Planner,™MBA When: Wednesday, April 9th Presentation: 6:00 to 8:00 Where: PPS […]

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Giving Back to the Community That I Love

Written By; Colette R. Frey-Bitzas I immediately fell in love with the Three Village Community. I moved to the Three Village Community almost 12 years ago to raise my 3 children in a good school district and an educated community. I experienced the value of growing up with a large family in a close community […]

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Budgeting after Graduation

Graduation… Once I graduated college I realized it was time to become more financially independent. Financial independence starts with creating a budget. The first step to understanding your budget is to know your current income. My current income was basically my pay check along with a side job here and there. After I got a […]

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This summer, the wakeup call came, I needed Health Insurance

This summer, the wakeup call came! Being 25 has its ups and downs. I moved into a new age bracket, my car insurance went down, I could actually rent a car, then I realized how much they charge you in gas. Rookie! A positive……. I was still under my mother’s health insurance; I think that […]

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DOMA Decision Impacts Same-sex Couples Planning

The U.S. Supreme Court has held as unconstitutional Section 3 of the Defense of Marriage Act (DOMA), which defines marriage for all federal law purposes as only a legal union between a man and a woman. Practically speaking, federal law must recognize valid marriages of couples in states legalizing same-sex marriages. This decision will revolutionize federal tax and benefit […]

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Will You Outlive Your Assets?

Will You Outlive Your Assets? The first step in tackling longevity risk is to figure out how much you can realistically afford to withdraw each year from your personal savings and investments   Many Americans do not realize that one of the greatest risks to their financial security in retirement may be outliving their money. According […]

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Three Tips to Reduce Your Debt

Paying off debt is easier once you stop using your credit cards.   The recession — and subsequent slow recovery — has caused millions of Americans to focus even more closely on living within their means. If you are ready to face up to your own financial realities, one crucial step is to set out […]

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