Written by Kara Passaretti After acquiring my first job as a teacher, I knew that I needed to start seriously thinking about my finances. I had previously established credit and consciously saved throughout college, but now I was encountering a new stage in my life. I needed to reevaluate my financial plan and put money [...]
Archive | Observations RSS feed for this section
“Full Nest” Finances: Considerations When Supporting Adult Children
Say so-long to the days of “empty nesters,” when parents would make life changes once their children had moved out and moved on. It is more likely that parents today are dealing with a “full nest.” It is estimated that 85% of this year’s college graduates are planning to head back to live with [...]
When Mom Starts Needing You
BY GUS J. CATANZARO As I sit with clients nowadays, the conversation turns more and more to aging parents. When it does I often share my own experience with my mom. Hopefully sharing this part of [...]
Beyond Tuition: Controlling the Cost of a College Education
If you are considering purchasing a car for your student, ask the question: Why does he or she need a car? In many cases, students leaving home for the first time are inexperienced in managing money and it is their first taste of financial independence. Parents can help prepare their children to spend wisely. There [...]
Plan Sponsors: Young Workers Need Different Messages
When communicating about retirement savings, frame your message differently for various age groups. Workers under the age of 35 historically have had the lowest level of participation in employer-sponsored retirement plans. When these workers get older, they will have missed opportunities for compounding that could have made it easier to build retirement assets.1 “For younger [...]
Is Increased Inflation on the Horizon?
Although many economists project overall U.S. inflation to remain modest in the near future, most see an uptick down the road. Economists and market watchers have been warning investors about the prospect of increased inflation since the housing bubble burst in 2007. Worries about inflation have been cropping up more frequently lately, largely due to [...]
Quant Trend Portfolios: “Probabilities Make a Difference”
Dear Investor, I believe what investors have experienced in the last decade is unprecedented. There was the dot-com bubble of the 1990′s where we saw companies without a real product or any earnings rise and fall at the speed of light. The bubble in the real estate market created by changes in the Community [...]
About PPS Advisors
The PPS Advisors Team is led by Larry Passaretti, Managing Director. Larry has over 25 years of financial investment planning experience.
