Tag Archives | credit cards

Three Tips to Reduce Your Debt

Paying off debt is easier once you stop using your credit cards.   The recession — and subsequent slow recovery — has caused millions of Americans to focus even more closely on living within their means. If you are ready to face up to your own financial realities, one crucial step is to set out [...]

Continue Reading Comments { 0 }
Credit Cards

Getting Smarter About Your Credit Scores

The longer an account has been open and managed successfully, the higher your score will be. Americans have become more informed about certain aspects of their credit scores during the past year, but most still don’t know enough about the risks associated with low scores and alleged “credit repair” services.1 A large majority of consumers [...]

Continue Reading Comments { 0 }

Beyond Tuition: Controlling the Cost of a College Education

If you are considering purchasing a car for your student, ask the question: Why does he or she need a car? In many cases, students leaving home for the first time are inexperienced in managing money and it is their first taste of financial independence. Parents can help prepare their children to spend wisely. There [...]

Continue Reading Comments { 0 }
P1130203

Despite New Law, Keep an Eye on Your Credit Cards

photo credit: sovietmole   While the new law has afforded some protections to consumers, it hasn’t entirely eliminated the need for diligence. The final batch of regulations from the Credit CARD Act of 2009 went into effect in August 2010. These regulations are designed to protect consumers from unreasonable fees and interest rates. However, some [...]

Continue Reading Comments { 0 }