Tag Archives | debt management

Three Tips to Reduce Your Debt

Paying off debt is easier once you stop using your credit cards.   The recession — and subsequent slow recovery — has caused millions of Americans to focus even more closely on living within their means. If you are ready to face up to your own financial realities, one crucial step is to set out [...]

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Retirement Planning: Three Steps Can Pay Off

An employer-sponsored retirement plan and an IRA can help to build retirement savings. When planning for retirement, certain external factors, such as stock market returns or the rate of inflation, are beyond the control of investors. But there are issues that preretirees can control that may be helpful in building retirement assets. According to academics [...]

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Job Concerns Keep Retirement Confidence Low

There appears to be a relationship between level of debt and consumer confidence in being financially prepared for retirement. Concerns about job security and household debt are keeping the retirement confidence of U.S. workers at the lowest levels seen in more than two decades, according to a new report from the Employee Benefit Research Institute [...]

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Marriage and Money: Finding a Happy Balance

photo credit: Daniel Hug Married couples may transfer real estate and personal property to a surviving spouse with no federal gift or estate tax consequences until the survivor dies. Marriage affects your finances in many ways, including your ability to build wealth, plan for retirement, plan your estate, and capitalize on tax and insurance-related benefits. [...]

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